Every EMI, rent and premium on one calendar
See what is due, paid and pending this month. Mark payments paid, set a card bill's amount, and view a loan's full schedule.
Payments and EMIs
Your whole life, privately in one place.
ID documents, EMIs, insurance and passwords in one vault, encrypted on your device. Free for you and your family.
Made for what Indian households actually keep.
41 ready templates across 10 categories, from the Aadhaar letter to the FASTag, each with the right fields and reminders.
The document walletIdentity
Aadhaar, PAN, passport, voter ID
Vehicle
Driving licence, RC, insurance, PUC, FASTag
Payments
Loans and EMIs, rent, card bills, SIPs
Insurance
Health, life and term, motor, home
Banking and cards
Accounts, debit and credit cards, UPI IDs
Passwords
Logins with one-time codes
Education
10th and 12th marksheets, degrees
Medical
Prescriptions, reports, vaccinations
Property and work
Rent agreement, sale deed, Form 16
Notes and custom
Secure notes and your own fields
Not just a locker. It keeps track for you.
Reminders before anything lapses
Passport nine months ahead, licence and insurance from 60 days, EMIs three days before. Quiet hours hold alerts overnight.
Scan it. It stays on your phone.
Text is read on the device and fills the form for you. Nothing is sent to a server to be read.
A password manager, built in
Generator, one-time codes, a health score for weak and reused passwords, and autofill.
PasswordsShare with family, not with us
Family and group spaces have their own key. Members see what is shared; our servers see ciphertext.
Family sharingSomeone you trust, if it ever matters
Emergency access lets a chosen person ask for read-only access. You get days to say no.
Emergency accessZero-knowledge
You see your passport. We see noise.
Your master password never leaves your device. It unlocks a key that encrypts every field and file before anything is saved.
PassportIdentity
- Full name
- Asha Rao
- Passport number
- Z4829163
- Date of expiry
- 14 Mar 2031
- File number
- BN1068243926
"templateId": "passport",
"expiryDate": "2031-03-14",
"titleEnc": "FCoZZ4b426luYSKZJrxrwluoMFs39g3Qf665Ag==",
"encV": 2,
"enc": {
"v": 1,
"iv": "CflV+lOOABjAkTZ3",
"ct": "T1g3aE03hasD1c/PAm3fqIqvPjhkATTS86NG7STvschQ5XhdozixX5fixZTo8yXR0OBbk/90iU24Wh/t0bnXx6D1M6AuehFthrmYLXKz+rxhFKAO8ke4JbV4MgN550hD"
}Every field is sealed with AES-256-GCM before it leaves your device. Dates, amounts and the document type stay readable so reminders can reach you; a private title is encrypted too. Sample record, fictional person.
Read the full security designReady in a few minutes.
Sign in with Google
Your Google account identifies your vault on every device. It never unlocks it.
Create a master password
At least 10 characters, with a live strength meter. Only you know it.
Write down 24 words
Your recovery phrase is shown once. Confirm three words and keep the paper safe.
Connect Google Drive
Optional. Encrypted files go to a folder in your own Drive.
We cannot reset your master password. Your recovery phrase is the only way back in, so keep it on paper, not in your phone.
One vault on every screen.
- WebAvailable now
- AndroidComing soon
- iPhoneComing soon
- Chrome and EdgeComing soon
Free. Not a trial, not a plan.
No subscription, no storage fee and no ads. Files live in your own Google Drive, so there is nothing to meter.
What is includedCommon questions
Is OnlyWallet really free?
Yes. Every feature is free: documents, payments and EMIs, reminders, passwords, family spaces, emergency access and backups. There are no plans, no trial, no card and no ads. Your files are stored in your own Google Drive, so we do not charge for storage.
Can anyone at OnlyWallet see my documents?
No. Document fields, passwords, notes, scanned text and attached files are encrypted on your device with a key that only your master password (or your recovery phrase) can unlock. Our servers keep the ciphertext. Some details stay readable so reminders work, such as dates, amounts and the document type; you can mark a title private to encrypt it too.
What happens if I forget my master password?
Use the 24-word recovery phrase you wrote down when you created the vault to set a new password. If you lose both the password and the phrase, nobody can open the vault, including us. That is the cost of zero-knowledge encryption.
Where are my files stored?
Attached files and scans are encrypted on your device and saved in an "OnlyWallet Vault" folder in your own Google Drive, with meaningless file names. OnlyWallet asks only for access to files it creates, not to the rest of your Drive.
Which devices does OnlyWallet run on?
The web app works today in any modern browser at app.onlywallet.in, on laptops and phones. Android and iPhone apps and a Chrome and Edge extension are on the way. Sign in with the same Google account everywhere and unlock with the same master password.
Does it work without internet?
Yes. You can open, search, add and edit items offline. Changes wait on the device and sync when you are back online. If the same item was changed elsewhere meanwhile, OnlyWallet shows both versions and lets you choose, instead of overwriting.
Put your important things somewhere safe.
Open the web app, sign in with Google and create your master password. Your vault is ready in a few minutes, and it is free.